Our client is seeking a private, person to person loan in the amount of $50K to $250K at 16 pts interest over a 12 month term, with an additional 4 pts loan origination fee payable to the lender at closing. Loan note terms are 12 equal installments of interest and principal. For example a $200k loan pays $8k at closing and $32k in interest over the note term totaling $40k interest to the lender. Loan is fully guaranteed and collateralized, carrying no risk to the lender.